Planning your year ahead is essential for managing work, travel, and family commitments. A key part of this planning is being aware of the bank holidays. In Andhra Pradesh, as in the rest of India, bank holidays are a mix of national holidays, state-specific festivals, and official observances. This complete schedule of 2026 bank holidays in Andhra Pradesh will help you stay prepared, whether you’re scheduling financial transactions or planning a short vacation. Knowing these dates is crucial as banking services will be unavailable on these days.
Quick Answer
Bank holidays in Andhra Pradesh for 2026 include national holidays like Republic Day (January 26), Independence Day (August 15), and Gandhi Jayanti (October 2). The list also features major regional festivals such as Ugadi, Sankranti, and Diwali. Banks will also be closed on second and fourth Saturdays, and all Sundays throughout the year.
Understanding Bank Holidays in Andhra Pradesh
Bank holidays in India are determined by several factors and can be categorized as follows:
- National Holidays: These are observed nationwide, and all banks and government offices are closed. The three national holidays are Republic Day, Independence Day, and Mahatma Gandhi Jayanti.
- State-Specific Holidays: These holidays are specific to a particular state and celebrate regional festivals or mark important local events. In Andhra Pradesh, festivals like Ugadi and Sankranti are major bank holidays.
- Regular Bank Closures: Banks across India are closed on all Sundays and on the second and fourth Saturdays of every month. The first, third, and fifth Saturdays (if any) are working days for banks.
This list is prepared based on the Negotiable Instruments Act, 1881, and announcements from the Government of Andhra Pradesh and the Reserve Bank of India. Please note that some dates, particularly for festivals based on the lunar calendar, may be subject to change. It’s always a good practice to confirm with your local bank branch.
2026 Bank Holiday Calendar for Andhra Pradesh
Here is a comprehensive, month-by-month list of the anticipated bank holidays in Andhra Pradesh for the year 2026. This list includes gazetted holidays and major festivals.
January 2026
| Date | Day | Holiday |
| January 14 | Wednesday | Makara Sankranti / Bhogi |
| January 15 | Thursday | Pongal / Kanuma |
| January 26 | Monday | Republic Day |
February 2026
| Date | Day | Holiday |
| February 26 | Thursday | Maha Shivaratri |
March 2026
| Date | Day | Holiday |
| March 21 | Saturday | Ugadi (Telugu New Year) |
| March 28 | Saturday | Sri Rama Navami |
April 2026
| Date | Day | Holiday |
| April 1 | Wednesday | Annual Closing of Bank Accounts |
| April 2 | Thursday | Mahavir Jayanti |
| April 3 | Friday | Good Friday |
| April 14 | Tuesday | Dr. B.R. Ambedkar Jayanti |
| April 21* | Tuesday | Eid-ul-Fitr (Ramzan) |
*Festival dates are subject to the sighting of the moon.
May 2026
| Date | Day | Holiday |
| May 1 | Friday | May Day (Labour Day) |
June 2026
| Date | Day | Holiday |
| June 28* | Sunday | Bakrid / Eid al-Adha |
July 2026
| Date | Day | Holiday |
| July 27* | Monday | Muharram |
August 2026
| Date | Day | Holiday |
| August 15 | Saturday | Independence Day |
| August 29 | Saturday | Vinayaka Chavithi (Ganesh Chaturthi) |
September 2026
There are no major statewide bank holidays expected in September 2026, apart from the regular Sunday and second/fourth Saturday closures.
October 2026
| Date | Day | Holiday |
| October 2 | Friday | Mahatma Gandhi Jayanti |
| October 22 | Thursday | Mahanavami / Ayudha Puja |
| October 23 | Friday | Vijayadashami (Dussehra) |
November 2026
| Date | Day | Holiday |
| November 11 | Wednesday | Diwali (Deepavali) |
December 2026
| Date | Day | Holiday |
| December 25 | Friday | Christmas |
Important Notes for Bank Customers
- Plan Ahead: Be aware of consecutive holidays. Long weekends can be great for travel but may disrupt your banking schedule. Plan your transactions, especially cash withdrawals, in advance.
- Digital Banking: Even on bank holidays, digital banking services like UPI, net banking, mobile banking, and ATMs remain operational 24/7. Use these services for your convenience.
- Cheque Clearing: Cheque clearing services are not available on bank holidays. Keep this in mind when making or receiving payments via cheque.
- Holiday Variations: This list is specific to Andhra Pradesh. Bank holidays can vary significantly between different states. For a broader view, you might want to check a guide on state-wise bank holidays in India.
By keeping this 2026 holiday calendar for Andhra Pradesh handy, you can manage your financial activities more efficiently and make the most of your holidays throughout the year.
Frequently Asked Questions
Are banks closed on all Saturdays in Andhra Pradesh?
No, banks are not closed on all Saturdays. Following the RBI guidelines, banks across India, including Andhra Pradesh, are closed only on the second and fourth Saturdays of every month. The first, third, and any fifth Saturday in a month are full working days for banks.
What is Ugadi and why is it a bank holiday in Andhra Pradesh?
Ugadi is the Telugu New Year’s Day and is one of the most important festivals in Andhra Pradesh. It is a major regional holiday, celebrated with family feasts and cultural events. Consequently, all banks and government offices in the state remain closed on this day.
Will online banking services work on bank holidays?
Yes, online banking services such as UPI, NEFT (with 24/7 availability), IMPS, net banking, and mobile banking applications will be fully functional on bank holidays. ATM services for cash withdrawal and deposits will also be available.
Is Diwali a major bank holiday in Andhra Pradesh?
Yes, Diwali (Deepavali), the festival of lights, is a major national festival and is observed as a gazetted bank holiday across all states in India, including Andhra Pradesh. All banking operations are closed on this day.
How can I find out if a specific bank branch is open?
While this list provides the official holidays, it’s always best to check with your specific bank branch for any variations, especially for local holidays. You can call their customer service or check the bank’s official website for the most accurate and up-to-date information.