Stamp Duty in India’s Tier-2 and Tier-3 Cities in 2024

Stamp duty and registration charges significantly increase the cost of property acquisition in India. This article provides detailed information about stamp duty and registration charges in 20 major Tier-2 cities in India for 2024, simplifying complex terms and making it easy to understand for homebuyers and real estate investors.

What is a Stamp?

A stamp is any work, seal, or endorsement by an authorized agency or person, used for duty chargeable under the Stamps Act. It includes adhesive or impressed stamps.

What is Stamp Duty?

Stamp duty is a fee paid to the state government through stamp papers for property-related documents like sale deeds, gift deeds, and partition deeds. It ensures the legality of these documents.

What is Registry Fee?

Registry fee is the money paid by a homebuyer to the state for registration and documentation services.

Basis of Stamp Duty

Stamp duty is based on the minimum value on which a property can be sold in a specific location. This is known as circle rate in the north, ready reckoner rate in the west, and guidance value in the south.

Stamp Duty in Major Tier-2 Cities in 2024

Here is a detailed look at the stamp duty and registration charges in various Tier-2 cities in 2024:

Stamp Duty in Jaipur

Category	Stamp Duty Rate	Labor Cess	Registration Fee	Total
Male	6%	20% of 6%	1%	8.20%
Female	5%	20% of 5%	1%	7%
Special Rates	0.5% (PMAY)	–	1%	1.5%
Low-Income Group	1%	–	1%	2%

Stamp Duty in Lucknow

Ownership	Stamp Duty	Registration Fee	Total
Man	7%	1%	Rs 80,000 on Rs 10 lakh property
Woman	6%	1%	Rs 70,000 on Rs 10 lakh property
Man + Woman	6.5%	1%	Rs 75,000 on Rs 10 lakh property
Man + Man	7%	1%	Rs 80,000 on Rs 10 lakh property
Woman + Woman	6%	1%	Rs 70,000 on Rs 10 lakh property

Stamp Duty in Bhopal

Category	Stamp Duty	Registration Fee	Total
Men	9%	3%	12%
Women	9%	3%	12%
Joint	9%	3%	12%

Includes 5% principal stamp duty, 3% municipal duty, 1% janpad duty, and 10% Upkar duty.

Stamp Duty in Varanasi

Ownership	Stamp Duty	Registration Fee	Total
Man	7%	1%	Rs 80,000 on Rs 10 lakh property
Woman	6%	1%	Rs 70,000 on Rs 10 lakh property
Man + Woman	6.5%	1%	Rs 75,000 on Rs 10 lakh property
Man + Man	7%	1%	Rs 80,000 on Rs 10 lakh property
Woman + Woman	6%	1%	Rs 70,000 on Rs 10 lakh property

Stamp Duty in Meerut

Ownership	Stamp Duty	Registration Fee	Total
Man	7%	1%	Rs 80,000 on Rs 10 lakh property
Woman	6%	1%	Rs 70,000 on Rs 10 lakh property
Man + Woman	6.5%	1%	Rs 75,000 on Rs 10 lakh property
Man + Man	7%	1%	Rs 80,000 on Rs 10 lakh property
Woman + Woman	6%	1%	Rs 70,000 on Rs 10 lakh property

Stamp Duty in Patna

Transaction Type	Stamp Duty	Registration Fee	Total
Man to Woman	5.7%	1.9%	7.6%
Woman to Man	6.3%	2.1%	8.4%
Others	6%	2%	8%

Stamp Duty in Vadodara

Category	Stamp Duty	Registration Fee	Total
Man	4.9%	1%	5.9%
Woman	4.9%	1%	5.9%
Joint	4.9%	1%	5.9%

Stamp Duty in Mangalore

Property Value Range	Stamp Duty	Registration Fee	Total
Above Rs 45 lakh	5%	1%	6%
Rs 21 lakh – Rs 45 lakh	3%	1%	4%
Up to Rs 20 lakh	2%	1%	3%

Stamp Duty in Chandigarh

Category	Stamp Duty	Registration Fee	Total
Man	5%	1%	6%
Woman	5%	1%	6%
Joint	5%	1%	6%

Stamp Duty in Ludhiana

Ownership Type	Stamp Duty	Registration Fee	Total
Single Ownership (Man)	7%	1%	8%
Single Ownership (Woman)	5%	1%	6%
Joint Ownership (Man + Woman)	6%	1%	7%
Joint Ownership (Man + Man)	7%	1%	8%
Joint Ownership (Woman + Woman)	5%	1%	6%

Stamp Duty in Panchkula

Location	Category	Stamp Duty	Registration Fee	Total
Under Municipal Ambit	Men	7%	Varies by property value	–
Under Municipal Ambit	Women	5%	Varies by property value	–
Under Municipal Ambit	Joint	6%	Varies by property value	–
Outside Municipal Ambit	Men	5%	Varies by property value	–
Outside Municipal Ambit	Women	3%	Varies by property value	–
Outside Municipal Ambit	Joint	4%	Varies by property value	–

Stamp Duty in Gurgaon

Location	Category	Stamp Duty	Registration Fee	Total
Under Municipal Ambit	Men	7%	Varies by property value	–
Under Municipal Ambit	Women	5%	Varies by property value	–
Under Municipal Ambit	Joint	6%	Varies by property value	–
Outside Municipal Ambit	Men	5%	Varies by property value	–
Outside Municipal Ambit	Women	3%	Varies by property value	–
Outside Municipal Ambit	Joint	4%	Varies by property value	–

Stamp Duty in Kochi

Category	Stamp Duty	Registration Fee	Total
Man	7%	2%	9%
Woman	7%	2%	9%
Joint	7%	2%	9%

Stamp Duty in Ranchi

Category	Stamp Duty	Registration Fee	Total
Men	4%	3%	7%
Women	4%	3%	7%
Joint	4%	3%	7%

Stamp Duty in Nagpur

Location	Category	Stamp Duty	Registration Fee	Total
Within Urban Municipal Limits	Man	6%	1%	7%
Within Urban Municipal Limits	Woman	6%	1%	7%
Outside Urban Municipal Limits	Man	3%	1%	4%
Outside Urban Municipal Limits	Woman	3%	1%	4%

FAQs

1. What is a stamp?
   • A stamp is an endorsement used for duty chargeable under the Stamps Act.
2. What is stamp duty?
   • A fee paid to the state government for property-related documents to ensure their legality.
3. What is the registry fee?
   • The fee paid for registration and documentation services.
4. How is stamp duty calculated?
   • Based on the minimum value on which a property can be sold in a specific location.

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Disclaimer

Stamp duty rates and registration charges are subject to change. Please check the official state government websites for the most current information before making any property purchase decisions.